SAGANOM

Employer-funded learning wallets

The story of your growth starts here.

Saganom takes over the development process of a company. The training budget becomes a personal learning wallet that vests like equity. Leo, the AI career coach, runs the plan from each employee’s phone. HR sees what the money built.

€7 per employee per month. The learning budget passes through at cost. Leo included.

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The problem

Training budgets get spent. Nobody owns them.

01

Budgets vanish into platforms nobody chose.

02

People feel no ownership, so they never engage.

03

HR can’t prove what the spend achieved.

Saganom changes that: the budget becomes money your people earn, month by month, with results HR can prove.

What Saganom is.

01

The wallet

A personal learning budget funded by your employer, vesting like equity: what’s vested is yours to spend on your career; what isn’t yet returns to the company if you leave.

02

Leo, the AI coach

Leo knows your career map, your skill gaps and your balance. He checks skills one at a time, teaches the company’s required trainings inside the chat, finds the course that fits and reserves the money, and offers a human coach when a real conversation is called for.

03

Numbers for HR

The Organisational Pulse: skills by department, band and sub-function, required-training completion, survey results, wallet utilisation. In groups of five or more, never a person.

What we take over

One app runs the whole development process.

For every employee

  • The learning budget as a personal wallet, vesting over time.
  • Skills assessed against what leading companies expect in the role.
  • A development plan by quarter: courses, experiences on the job, milestones.
  • The right course found and funded, inside the catalogue or outside it.
  • Required trainings taught in ten minutes inside the chat.
  • A human coach, booked from the app and paid from the wallet.

For managers and HR

  • Managers confirm levels and plan steps when the person asks.
  • One page for each side before a development talk, never a rating.
  • Anonymous surveys with the same cuts as every other number.
  • Required trainings set once, with due dates and completion by group.
  • The Organisational Pulse for the leadership team.
  • Setup in the first week from the files you already have.

On the phone: employees install the app from the browser in two taps, no app store needed, and Leo opens when they do.

See it

This is what your people get.

app.saganom.com — My Wallet

Available to spend

€4,210 of €9,750 total budget

Spent €1,040Available €4,210Vesting €4,500

Next vesting: €750 on Aug 1

Leo — your career coach
What should I learn next?
Your biggest gap is Coaching & Mentoring. It is central to the Head of People role you are aiming for. This course closes it, and your wallet covers it:
Coaching Skills for ManagersErickson Coaching Int. · 8 weeks · online · Certificate
Request funding →
Reports — organization
Total budget (all wallets)€383,750
Vested to date€161,619
Spent on learning€21,330
Cost per completion€1,777
Skill assessments recorded339
Idle budget (nudge candidates)€135,609

Real product anatomy, live demo-organization data. Every number reconciles to the cent with the ledger.

How it works

  1. 01

    Fund wallets on a vesting schedule

  2. 02

    Leo maps careers and skill gaps

  3. 03

    People learn with money they’ve earned

  4. 04

    HR measures the uplift

Value for both sides

For employers

  • Turn budget into visible, trackable development capital.
  • Raise L&D adoption through real employee ownership.
  • Link learning spend to capability and retention.
  • Required trainings taught and tracked, surveys answered, all in the same app.

For people

  • A wallet you can see and spend, yours as it vests.
  • Guidance from Leo, grounded in your ambitions.
  • Your manager or a colleague confirms a level when you ask; one page prepares your development talk.
  • Your record of skills and certificates travels with you, whatever happens with the money.

Pricing

Transparent, like everything else here.

€7per employee / month · list price
  • Wallet budgets pass through 1:1 into learning, never into fees.
  • Leo included. All AI usage runs on Saganom’s account, not on your corporate AI licenses.
  • Volume pricing from 500 employees.
  • Start with a paid 3-month pilot. Success criteria are agreed up front, and the pilot fee is credited in full when you continue.
Talk about a pilot

Give every employee a stake in their own growth.

Book a demo

Growth in everyone’s pocket.